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I got my bike yesterday, supplied with the Termi already fitted and with the baffle out. It's loud but not excessively. I've ridden it for about 160 miles now and passed the police a couple of times. They never batted an eyelid.
There is a "Race use only" stamp on it somewhere but I've been unable to find it so far! Possibly it's behind the carbon shield.
 

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Ducati Insurance in fact has nothing to do with Ducati although they must have got the go ahead from Ducati UK and specialise in insuring Ducatis. They are Ramases Insurance also trading as Wicked Quotes. They do seem to be aware of the various Ducati accessories that are available as you would expect of a specialist insurer.
 
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